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These Terms & Conditions apply when you open an account, send instructions, or use any wallet action linked to the site. Where local law permits access, you are responsible for giving accurate details, keeping your login secure, and reading the current version before you continue. If
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any clause conflicts with a rule that applies in Malaysia, the local rule takes priority for that part of your use. We may adjust wording, verification steps, or account controls when security, legal, or operational needs change, and the posted version is the one that matters
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at that time. Payment context such as Touch 'n Go, GrabPay, Boost dan FPX follows the same policy framework, and any transfer can be held until checks are complete. If you prefer to confirm a clause before you continue, use the contact paths below and keep
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a copy of the message for your records. We treat each update as live from the moment it is posted, so the safest approach is to check the latest wording before you act.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.